Pennsylvania Business Bank offers a safe FDIC Insured account where you can earn higher interest rates while having somewhat limited checking account privileges. All you need to do to access these higher rates is maintain a $1,500.00 balance each month and write three checks per month or less. Interest is compounded daily and paid monthly. You may make up to six monthly pre-authorized withdrawals or transfers from this account and write up to three third party checks. You need only to keep a low minimum balance of $1,500.00 and your account is FREE. If your balance falls below the minimum you are only charged $10.00 for that month. To get Money Market Checking Account, simply fill in the convenient form clicking on the Apply for a Money Market Checking Account box below.