Pennsylvania Business Bank offers a safe FDIC Insured account where you can earn competitive interest rates while having full checking account privileges. Interest is compounded daily and paid monthly. You need only to keep a low minimum balance of $1,000.00 and your account is FREE. If your balance falls below the minimum you are only charged $8.00 for that month. To get your NOW Interest Checking Account, simply fill in the convenient form by clicking on the Apply for a NOW Interest Checking Account button below.